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Expert Author Elaine Lim's Articles

 
  • Easy Tips For Your Late Credit Card Payment
    There are three reasons that you might have missed a payment on your credit card: either you can’t afford to pay, the payment didn’t get there in time or you just plain forgot. For whatever reason, there’s one thing you need to do, and quickly – get on the phone.
  • Credit Cards: Top 7 Mistakes That Card Holders Make
    You need to manage your credit cards wisely. Otherwise, you may end up in financial trouble. Unfortunately, there are many who don’t realise that they may be making huge mistakes with the use of their credit cards. Here are top 7 credit card mistakes that card holders make...
  • Pros And Cons Of Credit Cards
    Credit cards are very convenient. There’s no need to carry any cash; you can just take a credit card with you to the shop and charge for your shopping.

    When you shop on the Internet or over the phone, it’s the only good way to make purchases online. This is more convenient than posting a cheque for payment. Like anything convenient, though, having credit cards have its cons.
  • Why You May Need Credit Card Debt Consolidation
    You find yourself in a situation of mounting credit card debt. You have 5 credit cards in your wallet and have been shopping more than you earn. Initially you had no problems managing your funds but it has started to snowball not too long ago. Your spending has been steadily increasing as you find it hard to curb your shopping habits. From being able to pay the full outstanding balances on your credit cards, you are paying the minimum sum each month.
  • Credit Card Debt Consolidation: Top 3 Factors To Consider
    If you’ve got a number of credit cards and insurmountable credit card debt, then perhaps it’s time to consider a debt consolidation loan. A consolidation loan is a loan that you can use to pay off all your debts, meaning that you can pay them off for less money without having to worry about lots of different bills.
  • 7 FAQs When You Apply For A Credit Card
    There are so many credit cards out there to choose from that deciding which one to get can feel really daunting. What makes one offer better than the hundreds of others you’ve seen?


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