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Expert Author Dave Lympany's Articles

 
  • Auto Insurance
    Auto insurance in Canada is as essential as most other countries around the world. The main difference is that each Province has its own rules and regulations regarding the minimum level of cover and also who can supply the insurance cover. Without a doubt it is imperative that wherever you reside in Canada you do have the minimum level of cover required by Provincial Law, you were truthful when you applied for the coverage and that you are able to produce the correct...
  • International Money Transfer
    International Money transfer is an essential part of your international move and/or business, which, if handled correctly can boost your bottom line or settling funds dramatically. Anybody looking to move overseas, send money to family or conduct business with an overseas company will need to purchase or transact in the destination currency.
  • Student Loans
    Student loans in Canada are provided by a joint Federal and Provincial program with the amount of and eligibility for a loan different between the Provinces and so depends upon the Province you are a resident of (your Province or territory of residence is decided by where you have lived for the last 12 months consecutively whilst NOT a student).
  • Home Buying
    The first step in the home buying process is to find out exactly what kind of funds you have available – either with a mortgage or if you’re lucky - cash. In Canada, you will have to be pre-approved by the prospective lender (if you require a mortgage) who will issue a certificate showing how much you have been approved for.
  • Pensions
    Pensions are definitely a political “hot potato” in most countries around the world as population demography changes with an increase in the numbers of retired citizens. Canada is no exception as private pension schemes are being promoted to take the heat off the Governments Canada Pension Plan that many analysts believe will not be able to cope in the future. Please note that any pension payments are classed as income and will be subject to standard taxation rules.


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