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The Art? Of Money Management By : John MacKenzie If I mention the term money management to many adults with ADD their eyes will glaze over when thinking about the tedious nature of paying bills. Many adults with ADD will also get lost with the facts & figures used to calculate everything from your insurance rates to the amount of money that you need for retirement. It is easy to think of money management as purely analytical science. Pay Yourself First By : Drew Miles Schools do not teach thrift: college, high school, junior high—our system doesn’t place a high priority on frugality. And what a shame. We should put money aside regularly using a simple system—pay yourself first. Do You Have Good Posture? By : Drew Miles When I started saving, I wasn’t saving much. Stretched Thin By : Tim Renolds I don’t know about you, but it seems like most people today can’t make ends meet. Ask around for an honest opinion and you’ll discover soon enough that that’s true. In fact, it is downright difficult and almost impossible to make ends meet these days! We’re simply stretched too thin! Expenses rise and with it the cost of living, but our income doesn’t rise as quickly! Personal Accounts – Clever Ways To Manage Your Account By : Joseph Kenny Once you’ve found the right bank and the right account, you may be tempted to rest on your laurels. However, if you want to make the most of your money, you need to give it regular attention. The world of finance is changing continually, with new offers and opportunities cropping up every season. To take advantage of them, you need to keep your finger on the pulse. Money is Emotional By : Drew Miles Pathfinder operates on 10 principles originating from books “Money Mastery” by Alan Williams and Peter Jeppson and “The Richest man of Babylon” by George Clason as well as information I’ve learned over the years. Credit Card Cheques Branded A “Rip-Off” By Financial Protection Agencies By : R.Green The Office of Fair Trading has issued a demand for a change in the law restricting the use of credit card cheques. These cheques have been around for about 10 years and are designed to allow people to transfer funds into another of the cardholder’s accounts or make payments using their credit card accounts without the use of the card itself. They have however come under fire for a variety of reasons and are widely disliked by both financial watchdogs and the public alike. How A Millionaire Manages One Dollar By : Francis Kier If you don’t know how manage a million dollars, I guarantee that the money will quickly disappear if I wrote you a giant check right now. Precisely like 90% of lottery winners that go bust within five years, they didn’t have the basic discipline or the formula to handle the money that would have created a financial foundation that would last for generations. Learn how to manage a single dollar so that you can move up to the financial big-leagues on your own. Emergencies - Are You Prepared? By : Drew Miles A young man got into a car accident resulting in many bedridden months in the hospital and $100,000 of debt in hospital bills. Money Management for the Home By : Michael Russell An article on how to balance your income with your household expenses. Money Management And Paying The Bills By : Michael Russell An article on money management and paying your monthly bills. Money Management And Gambling By : Michael Russell An article about money management as it applies to gambling. Why Is It So Hard To Get Ahead? By : Drew Miles Today’s generation fears not that they won’t have something, but that they won’t have everything. Twenty-five percent to 50 percent of purchases are unplanned. What’s the big deal? The average American will retire with only $57,000 to live on. Mom, Do You Need To Save Money? By : Nicole Dean I need to learn how to save more of our income. I’m not interested in starting a business or making money, but I do believe that a penny saved is a penny earned, so I’d like to hold onto more of my pennies. Thanks so much for any help you can offer! – Signed, Penny The Four Golden Rules Of Personal Finance By : Francis Kier Many successful people have mentors to guide them in learning the skills that lead to achievement, and I’ll do my best to offer you some critical personal finance perspectives. They say that life is a school where you learn the lesson after the test. The same thing applies to money, but you can’t go back in time to fix catastrophic financial mistakes that you have made over time.

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