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Listing of Articles in Home | Finance | Personal Finance


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Save Online, Try The Online Savings Account By : Robert Thatcher Savings account is account deposited that is only intended to stay in the bank for a relatively shorter time span. This account usually offers much lower interest rates than most bank accounts. But still, like many other accounts, it accumulates interests. The rate of which is largely dependent on the conditions provided by the bank. You Gotta Have a Plan By : Chris Cooper If you want to succeed, you need a plan. The Benefits Of Saving For Your Child's School Finance By : Codi Morieta Defining your savings goals is the first thing to do before you invest, especially when that investment will have an impact on your child’s future. It is after-all your child’s future that you are investing in--and school finance cannot be avoided, as babies will grow into adults who need to be given the best opportunities we can offer as parents. How to Tell if You Have Too Much Debt: 10 Warning Signs By : Stephen Ashton People go into debt for a lot of reasons. Maybe you purchased a new home or car that was above your means, and now you’re struggling to pay it off. Perhaps you lost your job, and ran up your credit card bills on necessities. Perhaps you got into debt through gambling. The reasons for being in debt are as unique as the people suffering from debt. Money Management Tips For Students With Credit Cards By : Lynne Birch Keeping control of your money is one of the hardest lessons we have to learn as new college and university students. For many of us it is our first time away from home, and the first time we have to be truly responsible for all the financial affairs in our lives. Some get a handle on money matters faster than others. That's just the way she goes. But if you're not really all that sure where your money is going each month, here are a few things you may want to consider. Personal Finance Is Your Responsibility By : Codi Morieta Whether or not you choose to ignore it, you cannot deny the truth embedded in this statement: Your personal finance is and always will be your responsibility. Keeping Up With The Family Finances By : Dee Marie Staying on top of the family finances does not have to be difficult. With a little planning, your finances can be kept up to date with ease. Believe me, having a handle on your family finances goes a long way in creating family harmony. How to Save on Yearly Automobile Gas By : C.F. Bettridge If you are a typical driver, you drive more than 1300 miles in a month and, over the course of a year you'll purchase about 600 gallons of fuel to keep your car going. That's the “typical” driver; you may not drive quite that much or you may drive a lot more than that but the point is, at current gas prices, you might be spending as much as $1500 a year or more just to keep gas in your car. Budgeting When Your Paycheck Varies By : Terry Rigg How can you decide how much you have for bills and expenses when your paycheck varies from one payday to the next? That's a question a lot of people struggle with. Do You Have A Plan For Sticking To Your Budget? By : Dee Marie So you’ve made your budget and it looks good on paper. Great! Now it is time to implement it. But are you ready to follow the budget you’ve developed? Here are some helpful tips to keep you on track with your budget. The Magic Bullet Method of Investing By : Chris Cooper Some of the best ways to reach the goal of dying broke. Relationships – A Stock Market Game By : Tom Tessin This article explains how relationships can save you money in the long run. Saving Money at the Pump By : C.F. Bettridge A recent report in the Financial Times predicted that the average price for a gallon of gasoline in the United States may soon reach $3.00 . . . that's the bad news! The good news is, skyrocketing gasoline prices have caused many Americans to start looking for ways to either cut back on the miles they drive or find ways to make their cars more fuel efficient. A Frugal Lifestyle By : Edwin Shackleford The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from. Personal Finance. Student Loans Debts Do Not Go On Your Credit Record By : Michael Challiner Every time you apply for credit, for example a credit card or a loan, the lender will request to see your credit history from a credit reference agency. The information they hold is so detailed that there's really no need for us to fill out that long application form, because within a fraction of a second they can see all they need to know from Experian, Equifax or Callcredit, the three main credit reference agencies.

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