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  • Insurance - Its Early History  By : Michael Russell
    A look at the very early beginnings of the insurance industry.
  • Insurance - All The Basics  By : D. David Dugan
    What is insurance?

    Insurance is a means of providing protection against financial loss in a great variety of situations. It is a contract in which one party agrees to pay for another party’s financial loss resulting from a specified event.
  • Informed Customers Pay Much Less for Insurance  By : David Byrne
    Insurance companies have been deceptively using credit information for years to decide how much a person is going to pay for their insurance. Most people don't know that credit information is being used. The ones that do know usually think that it's their credit score that is being used. It is actually an insurance score that can be very differnt from a person's credit score. The rewards can be very great if you educate yourself about what an insurance score is and how you can improve yours.
  • Important Questions To Ask When Choosing Insurance Coverage  By : Kevin Erickson
    When was the last time you sat down and actually thought about your insurance coverage? Let's face it, it's not exactly on the weekly "to do list" for a wide variety of reasons and so… it's not surprising that many are caught unprepared when an emergency happens.
  • How Income Protection Can Save Your Family  By : Paul Thomas
    If sudden illness or injury from an accident happens to you as an employee it may mean that you can not earn a living for a period of time. If you own a company and it happens to a member of your staff, it can cause plenty of havoc and anxiety at an organization, even in the most stable and established company.
  • How Disability Insurance Differs From Health Insurance  By : Gray Rollins
    When faced with the option of whether to purchase disability insurance, many consumers say no without fully understanding the consequences of their decision. The major reason why so few people opt for a smart amount of disability insurance is that disability insurance policies are not as widely held or as commonly discussed as life or health insurance policies.
  • Flood Insurance  By : Joseph Kenny
    There are many risks that people are accustomed to insuring against. These will include, health insurance, auto insurance and fire insurance. There are others that are less familiar, such as dental and flood insurance but there are many reasons why you should reassess the insurances you currently have in place and perhaps consider relocating them to cover the risks that you are most afraid of experiencing.
  • Do You Have Enough Jewelry Insurance?  By : Denny Reinke
    Jewelry insurance comes in many forms and varieties and only an insurance agent can provide accurate and specific advice. However, it helps to know enough about jewelry insurance to ask your agent the right questions and to be aware of how the process works. The time to ask your insurance agent the questions is before you insure an item, not when you need to file a claim. Read the fine print in your insurance contract to be sure it provides the coverage you expect.
  • Disability Insurance  By : Joseph Kenny
    Disability can occur at any time. While many people take their body and health for granted, serious accident or injury can happen to anyone and if you find yourself disable, for a short period or long term, how will you cope?
  • Criticism Of Insurance  By : Joseph Kenny
    Insurance policies work by taking premiums from customers in exchange for baring the risk of certain costly events occurring. For example, if there is one fire in your town each month, everyone could just sit tight and hope their house doesn’t burn down next, or everyone could pitch in and pay an insurance premium each month and this is then used to rebuild the house that burns down.
  • Credit Card Insurance - What Do They All Do?  By : Joe Kenny
    One of the major advertised benefits of applying for and having a credit card is the fact that they are accepted at millions of outlets all round the world. But, are there any major issues you need to be considering when using your credit for foreign purchases?
  • Contents Insurance – Check Your Cover  By : Michael Challiner
    You've probably got contents insurance for your belongings but are you aware just how easy it is to fall behind in calculating the value of them?
  • Computer Insurance  By : Joseph Kenny
    Investing in a personal computer is not less an amount. It is next only to investing in a house or a car. So, it’s not unwise an idea to insure your computer and its allied accessories like peripherals and software. However, how much coverage you get for what accessory depends on individual market offer. There are several threats your computer might face. Such as virus attack, data corruption, system crashing down, peripheral malfunctioning and many more.
  • Check Out Payment Protection Insurance  By : Peter J Kenny
    Payment protection insurance is an optional insurance cover that you can pay for. The cost will be added to your monthly credit card bill and will typically be assessed on the basis of your outstanding credit card balance. So, for example, the cost of the insurance might be five pence on every pound you owe on your credit card bill, so if you owed one hundred pounds, five pounds would be added to the bill as the cost of the payment protection insurance.
  • Calling All Smokers. A Dream Ticket For Two To Paradise Island - For All Of You!  By : Micheal Challiner
    When you take into account the extra costs of your life insurances, smoking costs more than you think. This article spells out the costs and what the money could achieve if invested …….. or what it could buy!

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