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  • 3 Credit Report, Discover How To Improve your Credit Rating  By : Steve Vonner
    Many institutions need to know your 3 credit report before they will approve of you, and so knowing your credit record can give you a heads up on your chances of receiving all kinds of services.
  • Understanding And Maintaining A Good Credit History  By : Lavinia Snider
    Credit history may be defined as a record of how a person has borrowed the debt and repaid the same over a period of time. A good credit history is an important aspect of your life.
  • Improve Credit Score - 3 Tips For Raising A Low Credit Score  By : Carrie Reeder
    Raising your credit score does not involve a lot a work. However, there must be a willingness on your part to use credit responsibly. A low credit score makes its more challenging to obtain a credit card or get prime rates on a home or auto loan. On the other hand, a high credit score presents many finance options.
  • FICO Score - What Is It?  By :
    The most accurate gauge for our performance in school is our report cards. The most conclusive measure for our performance at work is our evaluation report. The most definitive barometer of our performance in any video game is our game score. In the same light, the most definitive criterion for our financial fitness is our FICO score.
  • What's In Your FICO Score?  By : Ed Vegliante
    Obtaining copies of your credit reports from the three major credit reporting bureaus is a must for all American consumers. If you order your copies directly from each bureau, you can get yours for free [once per year per bureau]. That is the law. There is, however, one piece of information not included with your credit reports and that is your FICO score.
  • How To Get The Right Credit Score  By : Dr. Drew Henry
    Imagine that you are going into a lender's office prepared to apply for and receive a loan. You know what your credit scores are and you even got one score from each of the three major credit bureaus: Equifax. Experian, and TransUnion. You are shocked when your loan is denied, or maybe you were approved, but the interest rate is much higher than you anticipated. How can that be you say? My credit score is good, I know I checked. Maybe it's not as good as you think.
  • How Did Your Credit Score Today?  By : Frank Hague
    Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit Report.

    It can make a difference of up to 18% in loan repayment costs.
  • Why A Good Credit Score Is Important To Your Business  By : Tim Knox
    Do you know your credit score is?

    Do you even know WHAT a credit score is?

    Don't feel bad.

    Most people don't.

    Your credit score tells lenders the type of borrower you will likely be based on your credit history. Scores in the United States run between 300 and 950.
  • Your Credit Rating  By : Joseph Kenny
    Not many people spend too much time thinking about it, but every one of us, has a computer file somewhere that contains all the information that makes up our credit history. This information will include our current and previous addresses, our income level, our outstanding debt and how much extra credit we currently have available to us.
  • The Effects Of Multiple Credit Inquiries On Your Scores  By : Gus Skarlis
    How credit inquiries really work and what you can do to shop the rates and still save your score.
  • What Does FICO Mean To You?  By : Jeanette Fisher
    Although it may not be a term you're familiar with, the term FICO can be a determining factor as to whether or not you qualify for a credit or loan. But what is FICO, and how does it affect you when it comes to your creditworthiness?
  • True Credit Secrets  By : Rick Miller
    Figuring out exactly how credit scores work is problematic. Like nuclear fission, learning Chinese and setting the clock on your DVD player, credit scoring is not something that most people can easily master.
  • Credit Scores: Don't Waste Your Money  By : Jeanette Fisher
    Did you know that your credit score that you purchase online is not the same credit score your loan officer gets?

    You probably know that when you apply for a mortgage, your loan officer gets all three credit reporting agencies reports with three different scores. From your three credit scores, most mortgage companies use your middle credit score to determine your credit worthiness.
  • A Crash Course On Credit Scores  By : Brian Daniel
    A brief introduction to credit scores, what they mean, and how the can affect you.
  • The Truth About Your Credit Scores  By : Carol Cass
    To Improve Your Credit, You Need To Know What Affects It.

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