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Listing of Articles in Home | Credit | Credit Cards

 
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  • The Shocking Truth Credit Card Companies Are Afraid To Tell You  By : Chad McDonald
    Credit cards are an easy way to immediate gratification to spend and buy with money you don’t have and it often forces many to run into debt and even bankruptcy. It is therefore crucial to weigh the pros and cons before filling out any old application for a credit card – which I receive almost daily in my mail LOL (:--).
  • The Rise Of Credit Card Identity Theft  By : Cindy Kenny
    Personal identity theft is a huge runaway business made even easier with advances in computer technology. So far as credit cards are concerned, personal identity theft is now costing card issuer billions of dollars a year.
  • The Right Way to Get a Credit Card  By : Jeremy LaDart
    A how to article offering the reader tips and hints for getting the best credit card at the lowest possible rate.
  • The Rewards Of Student Credit Cards  By : Bradley Carson
    The way to help build a bright future is to extend your education into a higher learning facility. A 2004 study by the U.S. Department of Commerce found that a high school graduate earns an average of $36,000 per year, while a person with a Bachelor of Arts Degree averages $65,442. These startling figures alone should encourage most students to continue their education after high school graduation.
  • The Most Common Types Of Credit Cards  By : James Mahony
    Each day a large number of individuals consider getting a credit card. If credit cards are not properly used they can be dangerous and costly. That is why it is important to find the perfect credit card. When trying to find the prefect credit card, there are many individuals who wonder what type of credit card they should get. The best way to find a good credit card is to know the different types of credit cards that are available.
  • The History Of Credit Cards  By : Ed Vegliante
    The concept of credit is not new. In ancient Egypt and Babylon – more than 3,000 years ago – merchants bartered with currency and services in order to maximize their spending processes, often collecting what we now call “interest” on payments that were late or past due. Credit cards themselves, however, didn’t surface until the early 1950’s.
  • The Great Things About Reward Credit Cards  By : Michael Colucci
    How the reward system works is quite simple. Each time you use your credit card, you earn a reward or bonus point.
  • The Fundamentals Of A Credit Card  By : Tim Renolds
    Credit cards, if used wisely, can be extremely handy and useful. By carrying a credit card you will eliminate the worry that comes with carry cash in regards to theft. Additionally, if you choose the right credit cards they could come with rewards when they are used. Of course, this depends on the specific credit card company but some rewards could include air miles, gift vouchers, or shopping discounts at particular stores.
  • The Disadvantages of Student Credit Cards  By : Peter J Kenny
    There are disadvantages to having a credit card as a student however. The main disadvantage is that it is very easy to get into credit card debt very quickly.
  • The Best Credit Card Reward: For Those Who Had Been Naughty And Nice  By : David Riewe
    Think about it. If people would normally pay all their credit card balances in time, then what is the purpose of interest rates?

    None.

    And how will people get the benefits that their credit card company claims? It is through the credit card rewards.

    These are freebies or prizes designed to make the “big boys and girls” happy because they had been naughty and yet nice enough to pay their dues.
  • The Best Credit Card - Shopping For A Credit Card  By : Carrie Reeder
    Credit cards are just like any form of credit, you should shop around to find the best deal. Depending on your situation, you may want to find a card with low rates, a reward program, or a 0% APR for transfers. Make sure you look at several credit card companies to find the best deal for you.
  • The Best Balance Transfer Credit Cards: Get Yours Now!  By : Ed Vegliante
    Have you read your credit card statement lately? Do you know what your annual percentage rate is? How about your annual fee? You may be surprised to learn that your current card is not the bargain you once thought it was. If you are tired of paying fees and big monthly payments then shopping for a new credit card is a must. Some balance transfer cards are better than others; here are some things for you to look for with your new card.
  • The Benefits Of Owning A Reward Credit Card  By : Michael Colucci
    You may not have thought of asking this because of feeling overjoyed of the fact that all you have to do is use your credit card to earn reward points but have you wondered about the types of rewards or prizes being offered?
  • The Bad Credit Card That May Do Good  By : David Riewe
    Millions of people use credit cards all around the world. A huge chunk of those users made mistakes when dealing with their credit cards. The consequence of the errors is costly.

    A lot end up in debt and most of the time these are the people who rant about the credit card being the devil. But fact of the matter is, this is not the case. When used properly, credit cards are very good financial tools.
  • The Advantages And Disadvantages Of Credit Cards For Teens  By : Matt Garrett
    Millions of adults are plagued with credit card debt from which many never recover. Credit card debt is an increasing problem among worldwide, and one may question the wisdom of credit cards for teens. Are credit cards a good idea for teenagers? Like many of life's risks, credit cards for teens have their advantages and disadvantages.

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